1Client Intake & Assessment
We begin with a structured intake that captures health history, current policies, budget constraints, and family priorities so recommendations are practical and relevant.
During assessment we check for policy overlaps, missing essential coverages, and potential long-term cost exposures specific to senior clients to ensure proposals address real needs.
2Policy Analysis
Our policy analysis uses insurer documents and scenario modelling to estimate out-of-pocket exposure and benefit usability under common senior health events.
- Document review and benefits extraction
- Side-by-side premium and benefit comparison
- Actionable recommendations with cost implications
Solvanya helps seniors and their families compare relevant plans across the Singapore market so you avoid unnecessary coverage overlap and hidden costs. Our advisors focus on matching benefits to your priorities — whether hospitalisation coverage, chronic condition support, or legacy planning — and present clear activity-offs so you decide with confidence. We coordinate quotes, explain policy terms in plain language, and outline predictable next steps to get a selected plan in force quickly with minimal paperwork.
3Recommendation & Cost Planning
How we evaluate policies for senior clients
Structured, needs-based comparisons that prioritize value and clarity
Our process begins with a concise needs assessment to identify the types of protection most relevant to you: inpatient care, outpatient riders, critical illness riders, and premium flexibility. We then run a focused comparison of shortlisted policies using consistent metrics — benefit scope, exclusions, waiting periods, renewal terms, and projected premium trajectory — and deliver a simple recommendation that aligns benefits to your budget and care expectations.
4Implementation Support
Practical support through every step
Beyond selecting a plan, Solvanya assists with application submission, insurer follow-ups, and policy set-up so you avoid administrative delays. If an insurer requests additional medical information, we explain the implications and next steps, and liaise on your behalf where permitted. Our aim is to reduce friction and help you achieve active coverage without navigating complex forms alone.
Clear choices, fewer surprises
We document comparisons and provide an easy-to-read summary of why a policy was recommended, so family members and caregivers can review the rationale. This reduces the risk of selecting redundant protections and ensures coverage reflects actual needs rather than marketing points.
5Claims Assistance
Cost-effective recommendations
Solvanya's advisors balance benefit adequacy with long-term affordability. We identify policies that deliver the most relevant coverage per premium dollar and highlight options to manage future premium increases, such as tiered benefits, rider choices, and structured renewal plans.
6Policy Reviews
What clients value most about our service
- Personalised policy comparisons that focus on the specific risks and care preferences of seniors.
- Transparent explanations of exclusions, waiting periods, and renewal mechanics to avoid surprises later.
- Hands-on assistance with forms and insurer communication to make plan activation smoother.
These practical benefits help families choose coverage that fits real needs while reducing administrative burden during what can be a stressful decision process.
7Ongoing Support
Designed for Singapore seniors and their families
All guidance is tailored to Singapore regulations and market offerings. We take local care patterns, hospital networks, and common benefit structures into account so recommendations are relevant to your situation and surroundings.